Summary: If you wish to buy Bitcoin and crypto with Sparkasse, you will need to signup to a regulated exchange. We recommend using eToro as it's beginner-friendly and safe to use. it's perfect for beginners that want to invest in 1,000s of digital assets and cryptocurrencies in a simple and secure way. Get started today by signing up (only takes a few minutes) and make your first deposit via bank transfer or with your credit/debit card.
+3000 Cryptos, Stocks, ETFs
0% Fees on Stocks & ETFs
30M Users & 140 Countries
Regulated & Safe Platform
Sparkasse is a regular bank and as such does not offer crypto trading services. Customers of Sparkasse who wish to buy cryptocurrencies have use regulated cryptocurrency exchanges instead.
Our suggestion is that customers of Sparkasse signup to eToro and Uphold and then connect their bank accounts (or link their credit/debit cards).
The first step towards buying and selling cryptocurrencies is to sign up for a secure and regulated exchange such as eToro.
For users with a Sparkasse Bank account, we recommend signing up to eToro due to its beginner-friendly interface and wide range of cryptocurrencies.
Signing up is quick and free of charge. After successfully signing up, Sparkasse customers can connect their account to the exchange to safely deposit EUR.
EUR deposits made via bank transfers (ACH) are free of charge, while transfers made via credit/debit cards incur a small fee.
Once the funds have been deposited into the user's account, they can start investing in cryptocurrencies such as Bitcoin, Ethereum, Solana, Cosmos, Polkadot, Cardano, Dogecoin among others.
1. Create Account: Signup and add your identity verification
2. Deposit Funds: Via your Sparkasse account or credit/debit card
3. Start Buying: Once your deposit has arrived in your account
Sparkasse, like many traditional banks, has not officially adopted a policy related to cryptocurrency.
Cryptocurrencies are typically not supported directly by traditional banking institutions due to regulatory concerns and the volatility associated with these digital assets.
Sparkasse is a crypto friendly bank that has previously flirted with the idea of offering buying and selling of cryptocurrencies like Bitcoin and Ethereum directly through their checking accounts.
Sparkasse has also previously announced that it might launch a crypto wallet for its clients. At the time of writing, none of these products have gone live.
While Sparkasse does not currently offer any services that allow customers to purchase cryptocurrency, it is however possible to buy cryptocurrency, including using a credit card to transfer funds to a regulated exchange like eToro.
Sparkasse, also known as the people’s bank, is a network of state-owned public banks that provide retail banking services such as savings accounts and loans, to individuals and businesses.
Sparkasse is the largest retail banking provider in Germany with more than 400 independent banks in operation. Sparkasse offers a variety of services, including savings accounts, loans and mortgages, investment services, and asset management.
Sparkasse is regulated by the European Central Bank and adheres to strict rules to ensure the safety of customer funds. Sparkasse has a presence in most European countries including Austria, Belgium, Denmark, France, Italy, the Netherlands and more.
+3000 Cryptos, Stocks, ETFs
0% Fees on Stocks & ETFs
30M Users & 140 Countries
Regulated & Safe Platform
